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Platinum Auto Insurance policies are underwritten by certain underwriters at Lloyd's of London.


Lloyd’s is the world's leading specialist insurance and reinsurance market. Lloyd’s reputation is founded on its 320 year history, its flexibility and the unrivalled expertise of its underwriters, highlighted by its impeccable claims payment record. Lloyd’s conducts business in excess of 100 countries.

Today over 80 businesses operate in Lloyd’s, each with its own specialties and areas of expertise. Together they interact with thousands of brokers daily to create insurance solutions for businesses around the world. Lloyd's insures 94% of FTSE 100 and 93% of Dow Jones Industrial Average companies. Lloyd's capital base is diverse and today 88% of Lloyd's capital comes from corporate bodies – primarily the international insurance industry.

Financial Strength Ratings describe the financial security characteristics of the rated entity and its ability to meet financial commitments. The ratings stated below are independent opinions of Lloyd’s financial strength and ability to meet its ongoing insurance policy and contract obligations. Lloyd's currently enjoys an A rating from A.M. Best and A+ ratings from Fitch Ratings and Standard & Poor's.

Lloyd's enjoys strong financial security with every policy supported by an A + (Strong) rating from Standard & Poor's. The Lloyd’s financial strength ratings apply to every policy issued by every syndicate at Lloyd’s since 1993, as at 26 September 2012.


The Standard & Poor’s Rating scale is:-

AAA Superior BBB Adequate CCC Extremely Vulnerable
AAA Excellent BB  May be Adequate R    Regulatory Action
A     Good B    Vulnerable  

Note: Plus (+) or minus (-). The ratings from "AA" to "B" may be modified by the addition of a plus or minus sign to show relative standing within the major rating categories.