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Platinum Lite

for used European vehicles valued between $20,000 and $25,000

  • New For Old – The Platinum Lite Insurance Policy will replace your car with a brand new model of the same make and specification (or nearest equivalent), subject only to availability in New Zealand, if it is written off in an accident, or stolen and not recovered, while less than one year old from the date of its first registration.
  • Genuine Manufacturers’ Parts - the integrity and value of your investment is protected by our commitment to uphold the vehicle warranty, by using only genuine manufacturers' parts for restoration of your vehicle after an accident.
  • No Claim Bonus Status of the insured driver is acknowledged.
  • No Blame Bonus – no excess and no claim bonus not affected if accident not your fault and the third party driver is known.
  • Automatic Reinstatement – of your no claims bonus if you have a non-at fault accident
  • Both Private and Business Use - seamless cover for both private and business use.
  • Track & Training Days – can be covered for additional premium on request, if required.  Terms may apply under the Platinum Lite Insurance Policy.  Learn more.
  • Rental Cars - recognising that our clients are busy people, the Platinum Lite Insurance policy will provide a rental vehicle for up to 14 days use if their vehicle is off the road due to a claim, at a cost of up to $25 a day.
  • $20 Million Third Party Damage Cover – maximum legal liability for loss to someone else’s property arising from an accident involving the insured’s vehicle.
  • $20 Million Third Party Injury Cover – maximum legal liability for bodily injury arising from an accident involving the insured’s vehicle.
  • Additional Costs - as accidents normally occur at inconvenient times, the Platinum Lite Insurance Policy will cover the costs of salvage, alternative transport or overnight accommodation up to $5,000.
  • Agreed Value - used vehicles are covered for the purchase cost for 12 months if insured for the purchase price.
  • 2nd Car discounts – available on request, subject to meeting the same Platinum Lite criteria.
  • Keys and Locks – The Platinum Lite Insurance Policy can save you precious time by covering the replacement of keys and lock recoding up to $1,000 ($100 excess).
  • $5,000 Accidental Death Cover - for the policyholder if death occurs as a result of an accident whilst driving the insured vehicle, regardless of any other life insurance you may hold.
  • Disability Modifications - if permanent disability results from an accident requiring modifications to the vehicle, reasonable costs may be met up to $5,000 for any one accident but conditions apply.
  • Trailer Cover – attached or not – for loss up to $1,000 ($50 excess).
  • No, No Claims Bonus change for windscreens, window glass or sunroof breakages but excludes headlights.
  • No Excess for most windscreen, window glass or sun roof breakages.
  • No Excess for windscreen chip repairs.
  • Automatic uninsured motor extension for up to $3,000 impact damage.
  • Roadside Assist - 24 x 7 optional extra if not available through your dealer.   Learn more.
  • Rewards – If loss of the insured vehicle is by theft, this extension covers any reward offered to secure the return of the vehicle, subject to prior approval, up to $5,000 for any one claim.

CONDITIONS MAY APPLY  – (See policy for full wording)